Discover the power of Living Benefits
What are Living Benefits?
Living benefits are built-in features in certain life insurance policies that allow you to access part of your death benefit early during serious illness, injury, or other qualifying events.
Not all life insurance policies are created equal. And the right one can make all the difference for your family’s future. While some plans only offer a death benefit, others include powerful features like living benefits that provide financial support while you’re still alive.
Choosing a policy that fits your unique needs means protecting your loved ones today and building a lasting legacy for tomorrow.
Why Living Benefits?
You’re not just planning for the distant future. You’re managing the here and now. Traditional life insurance only pays out after death, but living benefits help you face life’s challenges head-on, whether it’s a health crisis, job loss, or financial setback.
Imagine knowing your family is protected, no matter what life throws your way.
That’s real peace of mind.
Why Love x Legacy?
We believe that life insurance isn’t just about policies. It’s about people. That’s why we take a family-first approach, treating every client like one of our own.
Most importantly, we offer protection that grows with you. With solutions like life insurance with living benefits, your family can stay financially secure throughout life’s unpredictable journey.
Because we believe your love deserves more than a safety net. Love deserves a legacy.

Meet Your Trusted Guide
Hi, I’m Gloria Mitchell, founder of Love X Legacy and a passionate advocate for helping families protect what matters most.
I teach families how to protect their income and secure their future when life takes an unexpected turn. Through life insurance with living benefits, I help families access money from their policy while they’re still alive — so they can focus on healing, not just surviving.
This mission is deeply personal. Several years ago, my husband was diagnosed with cancer and I was pregnant with our first baby. It was one of the most difficult seasons of our lives. We were overwhelmed by medical bills, emotional stress, and the uncertainty of what was next. Looking back, I wish we had known about living benefits sooner. They could have given us the financial breathing room to focus on recovery and our growing family.
That experience changed everything. It’s why I do what I do today.
At Love X Legacy, I guide families just like yours in creating personalized life insurance plans that offer real protection when it’s needed most. My goal is to help you make confident, informed choices that provide peace of mind now and a lasting legacy for the future.
Because love is the reason we protect.
And legacy is what we leave behind.

Ready to secure your family future? Take your first step today.
Schedule your free consultation to explore personalized life insurance options that works for you.